How It Works
With each new client, the first step is analyzing credit scores and public credit records. From that point on, a plan is devised for each unique situation. We take care of getting the necessary entities involved to solve each case.
Credit repair is more than disputing items with the creditors and furnishers but its a full comprehensive understanding of how the credit scoring system works.
Why Fix Your Credit?
Credit is the key to most things in life, unless you are financially able to pay cash for your home, your car or any other large purchase throughout your life.
Your credit score can determine the way that lenders view you and whether or not they will take the chance to lend to you. Think about your credit score as your adult GPA. If your credit score is low, you won't be offered the best interest rates from lenders. This could cost you thousands of dollars yearly.
Around one-third of US citizens have a credit score that’s 600 or below, making it difficult for them to obtain credit. While the three major credit-reporting bureaus state that Americans have to wait 7 to 10 years to repair their credit, the team at Collective Credit Repair Group does not believe that to be true.
The Fair Credit Reporting Act states that items on a credit report must be 100 percent accurate and verifiable or they have to be removed. With more than 70 percent of credit reports containing inaccurate or unverifiable information, credit repair is attainable for most Americans. They simply have to know how to start the credit restoration process and Collective Credit Repair Group is here to help you!